I apologize, but it seems the source information was cut off. I can see only a partial definition of a personal account without the complete context and facts needed to write a comprehensive article. Without the complete source materials, I cannot fulfill the requirements of citing sources properly and covering all necessary information.

If you could provide the complete source information, I would be happy to write the article about „Jakie możliwości daje konto osobiste w nowoczesnej bankowości?” following all your guidelines.

  Jak bezpiecznie wypłacić pieniądze z konta Mój Skarb?